Session 1

Highlights

• The session highlights the concept and role of mutual funds
• The session reflects on the manner of operation of mutual funds and also highlights on the profitability matrix
• The session highlights the key advantages and disadvantages and chronological developments concerning mutual funds

Benefits

• The session benefits in terms of clarifying the concepts and the role played by mutual funds
• The session benefits the reader in terms of generating an overview of the operation of mutual funds
• The session also benefits the reader by informing on the advantages and disadvantages concerning mutual funds for helping in the making of informed decisions

Session 2

Highlights

• The session highlights the essential features of the different types of mutual funds
• The session also highlights on the features of debt, equity, gold and other funds

Benefits

• The session benefits based on differentiating between different types of mutual funds. It thus provides clarity of understanding.
• The session also benefits in terms of discerning between debt, equity, gold and other types of funds

Session 3

Highlights

• The session highlights on the legal structure and key constituents of mutual funds
• The session also highlights on the other service providers of mutual funds

Benefits

• The session benefits in terms of providing a picture reflecting on the legal structure of mutual funds of India
• The session also benefits in terms of depicting on the mutual fund organisation structures

Session 1

Highlights

• The session highlights on the manner of taking care of body parts like hair, face, skin, hand, feet, nail and teeth
• The session also highlights on the manner individuals can avoid foul mouth odour while also discussing the reasons behind such
• The session highlights on effective grooming standards and etiquette that are needed to be followed by mutual fund agents
• The session also highlights on the manner of communication and coordination to be carried out with different departments

Benefits

• The session benefits from understanding the significance of grooming and the manner of meeting the grooming objectives
• The session also benefits based on discussing the protocols for carrying out spoken and written communication

Session 2

Highlights

• The session highlights on the basic concepts associated to the financial market
• The session also highlights on the different regulatory bodies that govern the mutual fund operations in India
• The session also highlights on the different types of investment options that are open to mutual fund investors

Benefits

• The session benefits in terms of clarifying the understandings of different financial terms and concepts
• The session also benefits regards to understanding on the influence of different regulatory bodies in governing the mutual fund operations in India
• The session also benefits based on reflecting on the different types of investment avenues that are made open to mutual fund investors

Session 1:

Highlights

• The session highlights on the different aspects and parts of the Offer Document
• The session also highlights on the role of offer documents concerning mutual funds

Benefits

• The session benefits based on discerning the different parts of the mutual fund document
• The session also benefits in terms of clarifying on the role played by offer document in mutual funds

Session 2:

Highlights

• The session highlights on the different scheme categories and the risks associated with such
• The session also highlights on the manner of selecting schemes within different scheme categories and also in understanding the best options within each scheme
• The session also highlights on the sources of data that are needed for tracking the performance of the mutual fund
• The session also highlights on the different types of equity funds

Benefits

• The session benefits based on reflecting on the different types of scheme categories and the underlying risks associated to such for carrying out effective selection
• The session also helps in understanding the source from where data can be gained for tracking of fund performance
• The session also benefits in terms of reflecting on the different types of equity funds

Session 1:

Highlights

• The session highlights the role of regulators in India managing the Indian financial system
• The session also highlights on the diligence process that are required to be followed by the distributors of mutual funds
• The session also highlights on the different restrictions concerning investment in mutual fund schemes
• The session also highlights on the aspect of unclaimed amounts and the chances of failure of mutual fund schemes

Benefits

• The session benefits in terms of elucidating the rules and processes that are required to be followed by the mutual fund
• The session also benefits in terms of understanding the manner of getting back unclaimed amounts and the chances of failure of mutual funds
• The session also benefits in terms of understanding role played by regulators concerning mutual fund schemes
• The session also benefits based on classifying the different types of transactions and consumer relationships

Session 2:

Highlights

• The session highlights on the AMFI Code of Ethics
• The session also highlights on AMFI’s Code of Conduct concerning intermediaries of mutual funds
• The session also highlights on SEBI Regulations concerning sales practices and advertising codes

Benefits

• The session benefits in terms of providing information concerning Code of Ethics and Code of Conduct guidelines laid down by AMFI for intermediaries
• The session also benefits in terms of pointing on the regulations outlined by SEBI concerning  sales practices and advertising codes for mutual funds

Session 3:

Highlights

• The session highlights on the aspect of Financial Planning and the different approaches that are undertaken thereof
• The session highlights on the importance of data gathering approaches as critical to financial planning
• The session also presents a number of numerical calculations for helping in creating a better understanding of financial planning practices

Benefits

• The session benefits the reader by generating examples of financial calculations for helping in understanding the financial planning modes
• The session also provides a detailed discussion of the different financial planning approaches that are undertaken thereof

Session 4:

Highlights

• The session highlights the Life Cycle Approach to Financial Planning
• The session highlights the Wealth Cycle Approach to Financial Planning

Benefits

• The session benefits in terms of reflecting on the different stages of the Life Cycle Approach to Financial Planning based on the use narratives and pictures
• The session benefits in terms of reflecting on the different stages of the Wealth Cycle Approach to Financial Planning based on the use of narratives and pictures

Session 5:

Highlights

• The session highlights on the aspect of Risk Profiling and the need for making such
• The session also highlights on the risk profiling of investors
• Risk Profiling Tools and Asset Allocation is also highlighted in the session
• Examples of Risk Profiling are highlighted in the session in terms of Model Portfolios

Benefits

• The session benefits based on carrying out practical risk profiling of individuals pertaining to various categories
• The session also benefits from indicating the different types of risk profiling tools and asset allocation concepts

Session 6:

Highlights

• The session highlights in terms of indicating the different drivers of returns associated with a scheme
• The session also highlights on the different measures of return
• The session further highlights on the SEBI Norms regarding representation of returns
• The session also highlights the differences between scheme and investor returns

Benefits

• The session benefits in terms of informing the reader about the different drivers associated with a mutual fund scheme
• The session further benefits in understanding the SEBI Norms that help in representing the returns and also in evaluating the different measures of return

Session 7:

Highlights

• The session highlights the risks associated with Mutual Fund Schemes
• The session also highlights the risks associated with Debt, Equity and Gold Funds
• The session also highlights on the different measures for evaluating risks

Benefits

• The session benefits regards to the identification of different types of risks concerning the funds and schemes
• The session also benefits in terms of reflecting on the measures and tools that ought to be taken for assessing the risks

Session 8:

Highlights

• The session highlights on the benchmarks for debt, equity and other types of schemes
• The session also highlights the quantitative measures for assessing the performance of the fund manager

Benefits

• The session benefits regards to generating an understanding of benchmark and also reflecting on benchmarks of the different schemes
• The session also benefits in terms of using figures for showing the benchmarks and also the measure concerning risk-adjusted returns

Session 9:

Highlights

• The session highlights on the accounting and valuation concepts
• The session also highlights on the transaction charges and associated expenses
• The session also highlights on the opt-out option and valuation
• The session further highlights on the concept of dividend and distributable reserves

Benefits

• The session benefits based on informing the audience about accounting and valuation concepts
• The session also benefits in terms of informing about the different types of expenses
• The session also benefits based on clarifying the concept of dividend and distributable reserves
• The session benefits based on clarifying the concepts of opt-out and valuation

Session 10:

Highlights

• The session highlights on the different types of taxation including wealth tax
• The session also highlights on the aspect of set-off regards to mutual fund and bonus units

Benefits

• The session benefits the reader by informing about different types of taxes
• The session further benefits regards to discussing the limitations concerning setting-off of bonus units and mutual funds

Session 11:

Highlights

• The session highlights the traditional distribution channels and also the channel management practices concerning mutual funds
• The session highlights on the different types of empanelment conditions

Benefits

• The session benefits the reader based on providing salient information regarding distribution channels and channel management practices for marketing mutual funds
• The session also benefits regards to reflecting on the conditions that require empanelment

Session 1:

Highlights

• The session highlights on the eligibility of the mutual fund investors and documentation requirements of institutional investors
• The session also highlights the sources of information regarding eligibility of the investors
• The session further highlights on the KYC requirements of the mutual fund investors
• The session also highlights the PAN requirements and the Micro –SIPs

Benefits

• The session benefits in terms of clarifying on the eligibility criteria of the mutual fund investors and also the documents that are required to be furnished by the institutional investors
• The session further benefits in terms of reflecting on the KYC and PAN requirements of the investors

Session 2:

Highlights

• The session highlights on the aspect of Demat Accounts and transactions with Mutual Funds
• The session also highlights on the payment mechanism associated to purchases and additional purchases
• The session also highlights on the transactions that are carried out through the use of the stock exchange

Benefits

• The session benefits in terms of reflecting on the application of Demat accounts
• The session also benefits based on generating information about the payment mechanism
• The reader is also benefitted from the session in terms of understanding the transactional features of a stock exchange

Session 3:

Highlights

• The session highlights on different types of plans like Systematic Investment, Systematic Withdrawal and Systematic Transfer
• The session also highlights on the aspects like dividend payout, growth and reinvestment
• The session further highlights on the aspects on NAV and Unit Certificates
• The aspects of nomination and pledge are also highlighted in the session

Benefits

• The session benefits based on informing the reader about the different types of systematic plans
• The session benefits in terms of understanding about dividend payout, growth and reinvestment options
• The session also contributes in terms of rendering information about NAV and Unit Certificates  and also regarding the aspects of nomination and pledge

Session 1:

Highlights

• The session highlights on the rights and obligations of the mutual fund investors
• The session also highlights on the rights of the investors against the action of the trustees
• The session also highlights on the aspect of repurchasing of units and the payment mechanism associated with it
• The session also highlights on the cut-off time and time stamping aspects
• The session further highlights on the manner of maintaining long-term relationship with customers

Benefits

• The session benefits the reader in terms of informing them about their rights and obligations
• The session further benefits the audience based on informing them about the payment mechanism concerning repurchases of units
• The session also benefits by discussing the need of sustaining long-term consumer relationships

Session 1:

Highlights

• The session focuses on listing of open questions that has been prepared to cover up back to back all the sessions under this course. 
• A Model answer for a model question has been prepared to assist the students in understanding the manner in which the answers are required to be prepared for the open questions.
• The model answer for the model question is prepared in a manner to reflect on the student’s understanding of the applicability of the concept discussed.  

Benefits

• Since the list of questions is prepared to cover the entire course modules, the answers to the questions provided by the students’ shows their ability of understanding the concepts discussed and their applications in an effective manner. 
• The model answers acting as benchmarks enable the students to evaluate his/her own performance and clarity of understanding.
• The model answer enables the student to reduce the knowledge gap involved and thereby enhances the level of understanding.